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Hire Purchase |
Lease Purchase |
Contract Hire/Lease | PCP | Protection
Personal Contract Plans
(often named Options or Preferences) are a flexible way for private users
to drive a new (or nearly new) car with the design of being able to replace the
car every two of three years. At the end of the
agreement you can choose one of three options which gives you the flexibility to
select the one which is most suitable for you.
-
Part exchange your the car for
another newer model.
-
Pay the final payment and keep
the car
-
Subject to condition and mileage
(a maximum will be agreed at the start), you can simply hand it back.
A Checklist of the Main Benefits
- You can change your car every two or three
years.
- Your initial capital outlay is reduced.
- Your monthly payments are fixed
- There is a minimum guaranteed future value on
your car.
- The finance element of your agreement is not
subject to VAT.
- You may have the option to include a service
and maintenance package.
| Payment
structure at a glance |
Deposit
|
Agreed
Number of
Monthly Payments
|
One
of 3 Choices
Listed Above
|
| Start of
Agreement |
|
End of
Agreement |
For further details contact your chosen dealer. |